WARRANTY MANAGEMENT · UNITED STATES

US manufacturers spend up to 7% of product revenue on warranty claims. Most of it is recoverable.

American manufacturers, insurers, and warranty providers are sitting on recoverable warranty spend — lost to manual adjudication, undetected fraud, and supplier leakage. Most claims operations are still running on rules-based systems that process claims but can't evaluate them. iWarranty's agentic AI closes those gaps: reasoning through complex claims, detecting fraud at the cluster level, and recovering supplier costs automatically.

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"US manufacturers paid $30.37 billion in warranty claims in 2025, a 4% increase year-on-year. Warranty reserves hit $71.89 billion, up 17%."

Warranty Week 23rd Annual Product Warranty Report, as cited in The Source →
THE REAL COST OF THE STATUS QUO

IDC research shows manufacturers spend up to 7% of product revenue on warranty claims annually. The majority of that spend is recoverable — with the right intelligence layer in place.

Most US warranty operations run on rules-based platforms built to process claims, not evaluate them. When a claim falls outside a preset rule, it lands in a human queue — slow, expensive, and inconsistent. Supplier recovery is manual. Fraud detection is reactive. And nobody has full visibility across the claims corpus. iWarranty replaces that stack with one agentic AI platform that reasons, recovers, and reports — automatically.

WHERE THE CRACKS ARE
01 — Claims Leakage & Fraud

Fraud that looks like a normal claim

Rules-based systems catch the obvious cases. They miss the sophisticated ones — coordinated submissions, inflated labor rates, linked claimants operating across dealer networks.

iWarranty detects behavioral fraud signals across claim clusters, not individual submissions.

02 — Manual Adjudication

The economics break at volume

Complex claims require trained reviewers. That means inconsistent decisions, slow cycle times, and a cost-per-claim that grows with every new product line or market expansion.

Agentic adjudication handles complex entitlement logic autonomously — escalating only genuine exceptions.

03 — Supplier Recovery

Recovery left on the table

US manufacturers lose billions annually in unrecovered supplier warranty costs. Most recovery processes are manual, slow, and incomplete — leaving significant margin on the table.

iWarranty automates supplier debit notes and recovery workflows, closing the loop between claim resolution and cost recovery.

04 — Compliance & Reporting

No audit trail means no defense

When warranty decisions happen in spreadsheets and email threads, there's no defensible record. As regulatory scrutiny on product liability and consumer protection increases, that's an exposure no manufacturer can afford.

Every adjudication decision is logged with its full reasoning chain. Board-ready reporting. Audit-ready from day one.

How iWarranty works for US manufacturers and insurers

An agentic AI layer that integrates with your existing ERP, CRM, and dealer systems. No rip-and-replace. Live in weeks.

01

Claim intake & instant triage

Claims enter via API, portal, or dealer integration. The AI immediately triages by risk level, entitlement status, and fraud probability — routing each to the right outcome without manual intervention.

02

Agentic adjudication

Unlike rules engines, iWarranty's AI reasons against warranty policy documents, product data, and claim history simultaneously. It handles the ambiguous cases that currently fill your human review queue.

03

Fraud & leakage detection

Continuous pattern analysis across your full claims corpus. Cluster-level anomaly detection surfaces fraud rings and systematic leakage that individual-claim review will always miss.

04

Supplier recovery automation

Approved supplier liability claims trigger automated debit note workflows. Recovery that previously took weeks of manual effort happens automatically — with full traceability.

05

Compliance reporting & audit trail

Every decision is logged with its reasoning chain. Generate board-ready dashboards and regulator-ready documentation without any manual reporting effort.

Automation vs. intelligence. There is a difference.

Most platforms automate what was already manual. iWarranty makes decisions that previously required expertise.

Capability
Rules-based automation
iWarranty
Claim adjudication
Follows preset rules. Fails on edge cases.
Reasons against policy, product data & history.
Fraud detection
Flags known patterns only.
Detects novel patterns across claim clusters.
Supplier recovery
Manual. Slow. Incomplete.
Automated debit notes. Full traceability.
Compliance trail
Manual records. Inconsistent.
Full reasoning log on every decision. Audit-ready.
Learns over time
Static. Requires manual rule updates.
Improves from outcomes across your claims corpus.

Built for regulated environments. Trusted by backed-by-the-best investors.

iWarranty was founded by lawyers and built under regulatory scrutiny. Backed by Barclays, Innovate UK, and Google. FCA Green Fintech Challenge participant. MBRIF 10th Cohort.

FCA Green Fintech ChallengeBarclays Female Innovators Lab · AnthemisInnovate UK Women in InnovationGoogle AI FirstMBRIF 10th Cohort
BUILT FOR ENTERPRISE

Infrastructure your procurement team will approve.

iWarranty is designed from the ground up for enterprise deployment — not retrofitted from an SMB tool.

API-First Architecture
REST API with full documentation. Integrates with your existing ERP, CRM, dealer management, and claims systems without rip-and-replace.
ERP & DMS Integrations
Pre-built connectors for SAP, Oracle, Salesforce, and major dealer management systems. Custom integrations available via API.
SOC 2 Posture
Built with enterprise security standards. Data encryption in transit and at rest. Access controls, audit logging, and role-based permissions throughout.
Deployment Timeline
Live in weeks, not quarters. Phased onboarding with dedicated implementation support. No multi-year implementation cycles.
Audit-Ready Compliance
Every claim decision is logged with its full reasoning chain. Board-ready dashboards and regulator-ready documentation generated automatically.
Enterprise Scale
Built to handle millions of claims annually. Multi-market, multi-currency, and multi-language ready. Scales with your operation globally.

Evaluating iWarranty for enterprise deployment? Our team will walk you through security documentation, integration specs, and deployment planning.

→ Request an enterprise briefing
FREQUENTLY ASKED QUESTIONS

Get ahead of the curve on intelligent warranty management.

30 minutes. We'll show you iWarranty running on a real claims dataset — adjudicating, flagging, recovering. No slides.

→ Request early access
iWarrantyiWarranty

The only AI-native warranty platform powering a fully connected enterprise — where autonomous agents coordinate claims, returns, repairs, and registrations across brands, retailers, and service networks automatically.

🏆 FCA Green Fintech🏆 Women in Innovation Award⚡ Google AI First Accelerator

Solutions

Digital Product Passport
EU 2026

A persistent record attached to every product — ownership, repair history, warranty status and sustainability data throughout its entire lifecycle.

  • Product registration and ownership record
  • Full repair history and parts used
  • Carbon footprint and Scope 3 data
  • WEEE compliance records
  • Resale and ownership transfer
  • EU DPP regulation compliance
Learn more →
Digital Product Passport
Claims Intelligence
AI Automated

AI agents that verify, assess and resolve warranty claims automatically — without manual intervention for routine cases.

  • Automated claim verification
  • Policy and purchase proof matched instantly
  • Routine claims resolved end-to-end
  • Edge cases escalated with full context
Learn more →
Claims Intelligence
Fraud Prevention
Real-time

Every claim and return scored for fraud before any decision is made — cross-referenced against purchase records, serial numbers and behaviour patterns.

  • Fraud score applied to every claim
  • Serial number and registration verified
  • Repeat fraud patterns detected automatically
  • High-risk claims held for review
Learn more →
Fraud Prevention
Repair Network
End-to-end

Approved claims routed to your repair network automatically — job tracked, consumer kept informed, loop closed without manual coordination.

  • Approved claims routed to repair partners
  • Job status tracked end-to-end
  • Consumer updated automatically
  • Repair data feeds back into product intelligence
Learn more →
Repair Network
Extended Warranty
Revenue

Launch and run your own extended warranty programme — policies, dealers, claims and renewals handled by AI agents automatically.

  • Policy builder — plans live in minutes
  • Dealer onboarding and management
  • Claims and renewals automated
  • Revenue and performance analytics
Learn more →
Extended Warranty
© 2026 iWarranty Ltd · 19-21 Crawford Street, Marylebone, London W1H 1PN

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